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Industry Standard
Since 2019
Trusted By
35,000 Customers
Number #1
in Florida
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Hard Money Lending
Made Simple.
Direct Mortgage Loans Throughout Florida LEARN MORE

Hard Money Lending

Is a Hard Money Loan Right for You?

Hard money loans can be an empowering tool in your investment strategy. They are designed and structured to facilitate the acquisition of non-owner occupied real estate. Our streamlined process puts the funding you need in your hands to be a cash bidder. If refinancing, we get you to the closing table quickly without any personal qualifying.

Need a conventional mortgage?

Monroe Funding Corp is a direct mortgage lender serving Florida with a variety of products to fit the needs of real estate investors. Our clients benefit from flexible sets of terms and conditions tailored to fit either short or long-term needs.

Conventional Mortgages

Small Balance Commercial Loans

Should your company use a small balance commercial loan?

Immediate approvals. The closing process at traditional lenders can take months. At Monroe Funding Corp, once a brief application is received, a pre-approval can be delivered within an hour. No personal qualifying is required. Our loan products are asset-based only. If your property meets our criteria, a pre-approval is issued immediately.

Why Choose Us?

We qualify every deal based on the value and condition of the property only. A huge advantage for you. Unlike traditional lenders. Loan approvals/commitments can be given in a matter of minutes as, opposed to days, weeks or even months. The entire process, from initial approval to closing, can happen in less than seven days (in some cases).

We lend on properties in any condition. Unlike conventional lenders, who cannot, on inhabitable properties. They can only lend on properties that pass inspection. We even fund multiple properties at once. Zero restraints give you unlimited and unrestricted acquisition potential.

To assist you with the bidding process, we offer written approvals and proof of funds letters too. You’ll also receive flat-fee MLS access. All this to market your property with minimal closing costs.

The possibilities are endless. Our terms are very competitive. Short-term loans are typically two years in length, which may be extended indefinitely as long as the loan is in good standing. We charge no up-front points or origination fees, resulting in substantial transactional savings for the investor.

Our funding is aimed primarily at single-family homes, apartment buildings, and most types of commercial properties.

In terms of eclecticism, there are few cities in the southeastern United States that are as richly diverse as Miami. From its people to its properties, the Magic City has lots of different options and it continues to be a hotbed for real estate investors and buyers seeking worthwhile opportunities. Monroe Funding Corporation has specialized in hard money lending Florida options to countless investors seeking quick funding. With numerous years of experience, the Monroe team is ready to work with you in achieving your Miami investing goals.

We have several loan products structured to address either long or short-term needs. For longer term needs on rental properties for example, we have endlessly extendable loans.
For fix and flip projects, we options with no
points up front keeping your out of pocket expenses minimal.

Apply for a Loan Today!

    The Monroe Funding Corp Difference

    Immediate approvals. The closing process at traditional lenders can take months. At Monroe Funding Corp, once a brief application is received, a pre-approval can be delivered within an hour. No personal qualifying is required. Our loan products are asset-based only. If your property meets our criteria, a pre-approval is issued immediately.

    Areas we serve in florida