Your Dependable Hard Money Lender in Florida

Your Florida Hard Money Source


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Hard Money Lenders in Florida

Private Hard Money Lenders in Florida

Monroe Funding Corp is a direct hard money lender serving Florida. We offer a variety of first mortgage products to fund non-owner occupied real estate investment projects.

If you have a refinance scenario or acquisition opportunity in mind, let our team structure a loan product to suit your needs!

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Monroe Funding Corp

Monroe Funding Corp’s hard cash lenders in Florida offer flexible real estate financing options. Our clients benefit from zero prepayment penalties, fair rates, and personalized services.

Fast, proficient and easy — our personal service will remove the stress of raising capital with quickly funded loans with competitive rates and terms. Start your investment immediately with our help.

Is a Hard Money Loan Right for You?

Hard money lending can be an empowering tool in your financing options arsenal. Still, these can be a great first step.

If you’re new to real estate, know that using these loans allows you to purchase property with cash on hand — no matter how small the amount. Once you become an established investor, you can easily secure financial assistance from bigger institutions.

The Monroe Funding Corp Difference

Faster approvals. The approval of traditional loans takes a month or more. With help from our residential hard money lenders in Florida, investors can secure a pre-approval within a day or two (or even as fast as minutes) if all the requirements are met.

Credit history is not a big issue. Lending institutions are strict with investors who have bad credit histories. We’re not.

Weak credit history won’t affect your loan application with us. We base approvals on borrower equity and property value instead. As long as you meet our criteria, you have a good chance of receiving an approval.

Zero prepayment penalties. Bank loans usually subject applicants to prepayment penalties, should they pay before the maturation date. Our hard loan lenders in Florida do not practice this. Clients who wish to finish all payments before their due dates are free to do so.

Flexible payment terms. Enjoy more freedom with our customized repayment plans. During the initial consultation, we will discuss payment terms and focus on achieving a mutually agreeable repayment plan.

Loan applicants and prospective property owners may call us at 954-816-0388. We’ll be happy to tell you more about our services.

As a hard money lender in Fort Lauderdale, the primary advantages of our assest based products include the following


Monroe Funding Corp specializes in equity-based first mortgages to investors.

The qualifying process focuses on the equity in the property only. As opposed to, personally qualifying the borrower.

We analyze every deal on a case-by-case basis and approvals are based on the condition and location of the property and the investor’s particular needs.

We are a Florida hard money lender here to serve your investment borrowing needs. Our specialty is non-owner occupied residential or commercial property.

There are no personal qualifying requirements because our loans are equity-based only. This means we can close quickly and hassle-free. Our loans are structured as follows.

  • Rates starting at:</p> <p style="text-align: left;"> 11.99% 11.99%

2-year term, which is extendable if the loan is in good standing.

  • Maximum Loan To Value</p> <p style="text-align: left;"> 75% 75%

  • No Income Verification
  • No Application Fees
  • Forgeign Nationals OK
  • No credit checks
  • Quick Closings

Why Choose Us?


We qualify every deal based on the value and condition of the property only. A huge advantage for you.   Unlike traditional lenders. Loan approvals/commitments can be given in a matter of minutes as, opposed to days, weeks or even months.  The entire process, from initial approval to closing, can happen in less than seven days (in some cases).

Zero Restraints

We lend on properties in any condition. Unlike conventional lenders, who cannot, on inhabitable properties. They can only lend on properties that pass inspection. We even fund multiple properties at once. Zero restraints give you unlimited and unrestricted acquisition potential.

Investor Services

 To assist you with the bidding process, we offer written approvals and proof of funds letters too. You’ll also receive flat-fee MLS access. All this to market your property with minimal closing costs.

No Transaction Limits or Minimums

The possibilities are endless. Our terms are very competitive. Short-term loans are typically two years in length, which may be extended indefinitely as long as the loan is in good standing. We charge no up-front points or origination fees, resulting in substantial transactional savings for the investor.

Types of acceptable Properties To Partner With Us

Our funding is aimed primarily at single-family homes, apartment buildings, and most types of commercial properties.

Terms and Conditions

We have several loan porducts structured to address either long or short-term needs. For longer tem needs on rental properties for example, we have endlessly extendable loans. For fix and flop projects,we options with no points up front keeping your out of pocket expenses minimal.

Monroe Funding Corp

Areas We Serve In Florida

  • Hillsborough County-Tampa
  • Manatee County
  • Sarasota County
  • Charlotte County
  • Lee County-Ft. Meyers
  • Collier County- Naples

  • Monroe County
  • Miami- Dade County Broward County-Ft. Lauderdale
  • Palm Beach County
  • Martin County
  • Saint Lucie County
  • Orange County- Orlando

Simply begin by entering the basic information of your request on our Application Form and we will get you started immediately. Contact us today!

Making an Impact on Your Investments

We are a boutique lending company. With fast and flexible lending programs that get money into your hands quickly. Forget the piles of paperwork that go with traditional lending firms. That’s not us. We are here to help you get the most out of your investments today and well into the future.