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Don’t Be Intimidated by Cap Rate

Budding real estate investors may come across a term at some point called “cap rate”, which isn’t as intimidating as it sounds. In fact, the cap rate is quite simple. At its essence, the cap rate refers to the ratio of a property’s income over its value or cost. It is...

Thin Credit? Consider Hard Money Lending

When trying to purchase a property through a conventional route, one’s credit history needs to be near perfect to receive approval and a favorable loan rate. However, to build credit one must create temporary debt, so what do you do if you prefer to use cash as much...