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The appraisal is an important part of the refinancing process. Investors need the reassurance that the home value is well above the refinance level. Chances are they won’t accept loans for values too close or even above the appraised value of a home. There are steps one can take to improve the appraisal process.

A new paint job can instantly make a home appear like new. Removing excess furniture creates a greater feeling of space and reduces clutter. An appraiser will take these things into account so it helps to do some cleaning.

Is the carpet showing signs of aging? Has the entryway become a little damaged from all of the foot traffic? Use your resources to replace wisely by concentrating on things that show visible wear. If replacing the carpet is too pricey, consider professional cleaning.

In real estate, the kitchen and bathroom are two essential spots that factor heavily in a sale, and this remains true for re-financing. A kitchen and bathroom update or refresh will positively affect the appraisal value.

Before the arrival of the appraiser, take the time to make sure the yard and exterior look presentable. Besides a paint job, consider power washing. First impressions are everything with appraisers.

This update is by hard money lending Miami company Monroe Funding Corporation, a direct equity lender serving clients throughout Central and South Florida. We specialize in first mortgages on non-owner occupied residential and commercial property investments as well as real estate loan options. Our fast and flexible loan programs get you to the closing table quickly and professionally. For more information on hard money lenders Miami or hard money loans Miami, please call 954-816-0388 or fill out our application.

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