Here is a meatier description for Rent and Hold Loans. Can we also make the sub-title of the page: Small-balance commercial and DSCR Loans and the title tag: Rent and Hold, DSCR Loans
Small-balance commercial and DSCR (Debt Service Coverage Ratio) loans provide flexible financing solutions for investors looking to grow their portfolios with minimal documentation. These loans focus on the property’s income potential rather than personal financial history, making them accessible to a wider range of borrowers.
Monroe Funding Corp offers loan amounts ranging from $100,000 to $5 million, with up to 80% loan-to-value (LTV) ratios. Investors benefit from a 30-year self-amortizing term, ensuring long-term financial stability. Foreign nationals are eligible, and in certain cases, there is no minimum FICO score requirement, allowing for greater accessibility.
These loans are suitable for various property types, including single-family homes, condos, townhomes, multi-family units, commercial properties, mixed-use developments, office spaces, retail locations, industrial sites, and warehouses. With a streamlined approval process and a focus on property cash flow, these loans enable investors to secure funding quickly and efficiently.
- Loan amounts: $100,000 to $5 million
- Up to 80% loan-to-value (LTV)
- 30-year self-amortizing term
- Foreign nationals eligible; no minimum FICO in some cases