A Florida hard money loan is a different kind of financial product that is typically provided by private parties rather than by banks. Florida hard money loans are typically used in real estate transactions because they are secured by real estate. The main justifications for anyone potentially qualifying for a hard money Florida commercial real...Read More

Your loan to cost (LTC) ratio should always be greater than your loan to value (LTV) ratio, assuming you are purchasing properties for less than fair market value. That’s because the investment property should be worth more than you paid for it—at least, that’s the intention. However, your LTV will be greater than your LTC...Read More