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What Are Bridge Loans and How Do They Work in Florida?

In Florida’s competitive real estate market, timing is everything. Whether you’re purchasing a new home before selling your existing one or seizing a time-sensitive investment opportunity, bridge loans in Florida offer the fast funding solution you need.

A bridge loan is a short-term financing option designed to “bridge” the gap between two transactions. Homeowners commonly use them to cover the down payment on a new property while waiting for their current home to sell. Investors use them to quickly secure properties that require renovations or are being flipped.

Florida bridge loans are typically interest-only and have terms ranging from six months to a year. They’re ideal for those who need speed, flexibility, and aren’t looking to rely on traditional bank lending.

Monroe Funding, a leading provider of hard money loans in Florida, specializes in fast approvals and streamlined closings, helping buyers stay competitive in fast-moving markets.

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