While some real estate investors are sitting on the sidelines waiting for interest rates to fall, savvy investors are using rent and hold loans to build long-term wealth through cash-flowing rental properties. Rent and hold loans are built for buy-and-hold investors who want to refinance out of a short-term loan or finance a new purchase...Read More

In Florida’s competitive real estate market, timing is everything. Whether you’re purchasing a new home before selling your existing one or seizing a time-sensitive investment opportunity, bridge loans in Florida offer the fast funding solution you need. A bridge loan is a short-term financing option designed to “bridge” the gap between two transactions. Homeowners commonly...Read More

In today’s competitive real estate environment, investors need speed, certainty, and flexibility—exactly what hard money loans offer. Traditional financing can take weeks to close and often comes with strict underwriting requirements. Hard money loans, on the other hand, prioritize the asset over the borrower, making them ideal for investors who need quick closings or don’t...Read More

Fix and flip loans are tailor-made for the moment we’re in. As interest rates put pressure on distressed homeowners and outdated properties sit longer on the market, opportunities for value-add flips are growing. Fix and flip loans offer short-term financing to purchase, renovate, and sell investment properties—giving you the capital to turn underperforming homes into...Read More

Flipping Houses in a Challenging Economy As we move through 2025, real estate investors who specialize in fixing and flipping properties are navigating tighter margins, higher material costs, and a more competitive market. But even in a challenging economy, opportunities remain for savvy flippers who can move quickly and manage renovations efficiently. This is where...Read More

A Shifting Market Calls for Flexible Lending In today’s economy, investors are adapting to high interest rates, tighter bank lending standards, and persistent inflation. These conditions have made it harder to secure traditional financing, especially for those looking to grow a portfolio of income-producing rental properties. That’s where hard money lending has stepped in as...Read More

If you’re searching for fast real estate financing, a hard money loan may be your best option. Monroe Funding Corp specializes in hard money loans for real estate investors who need quick, asset-based funding without the hassle of traditional underwriting. What Is a Hard Money Loan? A hard money loan is a short- or long-term...Read More

Monroe Funding Corp has just rolled out updated guidelines for its DSCR (Debt Service Coverage Ratio) loan program, making it even easier for real estate investors to secure long-term rental financing. Here’s what’s new: Minimum FICO Score: 620 – Making the program accessible to more borrowers. Purchase Loans: Up to 85% of Sales Price –...Read More

With traditional lending becoming more restrictive, hard money loans offer a flexible alternative for investors needing quick, reliable funding. Why Investors Choose Hard Money Loans Fast Approval & Funding: Avoid long bank delays and secure deals quickly. Less Emphasis on Credit: Loan approvals focus on property value. Flexible Terms: Tailored financing solutions meet various investment...Read More

Rental property investments continue to be a strong wealth-building strategy in 2025. A steady income stream and long-term appreciation make rental properties a smart choice. Understanding Rent and Hold Loans These loans finance income-generating properties, offering longer terms and competitive rates to support sustainable investments. Current Market Advantages Rising Rental Demand: Affordability challenges push more people...Read More