Looking to capitalize on your investment portfolio in 2022? You may have been considering purchasing property to own, renovating it in a process known as flipping, then selling to make a profit, or renting for profit as well. Owning homes is a great investment strategy, and as we move into 2022, there are a few […]
The debt to income ratio (DTI) measures the amount of debt someone has and backs it against their income. Calculating the debt to income ratio may be necessary to open certain lines of credit, apply for loans, open a business with business loans, or for mortgages when wanting to purchase a home. It is calculated […]
In terms of residential real estate, the crazy prices of homes even in middle-of-nowhere towns and the low inventory seem to be all anyone can talk about. The housing market has taken the country by storm and changed the way some people do real estate. While housing inventory still remains relatively low, the number has […]
Interest comes along anytime that you are borrowing from a private lender or bank. It is calculated as a part (in percentage) of the loan balance paid to commercial mortgage loans FL. Typically interest rates are quoted as an annual rate, but they can also be calculated for shorter or longer periods. There are many […]
Capital investment refers to the procurement of money by an entity/company the further business goals or may be used for a company’s longer-term asset acquisitions (real estate, manufacturing, and machinery). Capital investments may be made through a multitude of sources but usually include cash, selling other assets, and raising capital through issuing debt or equity. […]
Housing analysts are reporting more and more as the year comes to a close that the housing market may soon change and give way to more opportunities to purchase this fall. Competition is reportedly slowing down while current listings are seeing fewer offers. The real estate brokerage company, Redfin, reported in September that bidding wars […]
Many people want to own a home – if not for the pride and sense of satisfaction of having a place that is all your own, then for the investment. Buying a home is an important first step in building wealth, but mortgages continue to be something that causes people to have second thoughts. Owning […]
Jumbo mortgages, or jumbo loans, is a type of mortgage given out by many types of lenders, including hard money lenders Florida. They are available when financing exceeds Federal Housing Finance Agency (FHFA) limits. Unlike traditional mortgages, they cannot be purchased, guaranteed, or secured by Frannie Mae or Freddie Mac. They are used to finance […]
Residential hard money loans are a great way for borrowers to purchase homes without dealing with the hassle of traditional lenders. Since hard money loans do not utilize traditional forms of credit approval, they are much quicker and easier to use, with qualification relying solely upon collateral. Hard money loans are not available to borrow […]
If you have ever seen a home for sale with the terms “sold as-is” or “cash offers only,” the reason may not be what you think. Sellers who choose to advertise a property are giving notice to potential buyers that the property is not in good enough shape for conventional financing. This is where investing […]