An SBA (small business administration) loan can be given out to small businesses to help them grow and improve their expansion efforts. It can be used for various purposes, such as payroll and purchasing supplies and equipment. A microloan is a type of SBA loan. The type of loan used most commonly and that you […]
Commercial business loans are a debt-based loan arrangement between a business and a financial institution, whether a bank or private hard money lenders in Florida like Monroe Funding Corp. They are used primarily to fund expenditures or cover operational costs that businesses may not be able to afford. Small businesses may find themselves in a […]
Usually, winter is a tough time to sell a home, including properties that have been flipped and remodeled. There are, on average, far fewer buyers, making it difficult to make a profit. Perhaps you just finished a year-long remodeling process to flip a home using hard money lenders in Florida. You may be planning on […]
There is usually a wide selection of commercial spaces for lease or sale at the end of the year and the beginning of the new one. When the temperatures drop, the time to capitalize on property increases in importance. If your business is looking to take out one of our commercial mortgage loans in FL, […]
Looking to capitalize on your investment portfolio in 2022? You may have been considering purchasing property to own, renovating it in a process known as flipping, then selling to make a profit, or renting for profit as well. Owning homes is a great investment strategy, and as we move into 2022, there are a few […]
The debt to income ratio (DTI) measures the amount of debt someone has and backs it against their income. Calculating the debt to income ratio may be necessary to open certain lines of credit, apply for loans, open a business with business loans, or for mortgages when wanting to purchase a home. It is calculated […]
In terms of residential real estate, the crazy prices of homes even in middle-of-nowhere towns and the low inventory seem to be all anyone can talk about. The housing market has taken the country by storm and changed the way some people do real estate. While housing inventory still remains relatively low, the number has […]
Interest comes along anytime that you are borrowing from a private lender or bank. It is calculated as a part (in percentage) of the loan balance paid to commercial mortgage loans FL. Typically interest rates are quoted as an annual rate, but they can also be calculated for shorter or longer periods. There are many […]
Capital investment refers to the procurement of money by an entity/company the further business goals or may be used for a company’s longer-term asset acquisitions (real estate, manufacturing, and machinery). Capital investments may be made through a multitude of sources but usually include cash, selling other assets, and raising capital through issuing debt or equity. […]
Housing analysts are reporting more and more as the year comes to a close that the housing market may soon change and give way to more opportunities to purchase this fall. Competition is reportedly slowing down while current listings are seeing fewer offers. The real estate brokerage company, Redfin, reported in September that bidding wars […]