Looking to capitalize on your investment portfolio in 2022? You may have been considering purchasing property to own, renovating it in a process known as flipping, then selling to make a profit, or renting for profit as well. Owning homes is a great investment strategy, and as we move into 2022, there are a few...Read More

The debt to income ratio (DTI) measures the amount of debt someone has and backs it against their income. Calculating the debt to income ratio may be necessary to open certain lines of credit, apply for loans, open a business with business loans, or for mortgages when wanting to purchase a home. It is calculated...Read More

In terms of residential real estate, the crazy prices of homes even in middle-of-nowhere towns and the low inventory seem to be all anyone can talk about. The housing market has taken the country by storm and changed the way some people do real estate. While housing inventory still remains relatively low, the number has...Read More

Interest comes along anytime that you are borrowing from a private lender or bank. It is calculated as a part (in percentage) of the loan balance paid to commercial mortgage loans FL. Typically interest rates are quoted as an annual rate, but they can also be calculated for shorter or longer periods.  There are many...Read More

Capital investment refers to the procurement of money by an entity/company the further business goals or may be used for a company’s longer-term asset acquisitions (real estate, manufacturing, and machinery). Capital investments may be made through a multitude of sources but usually include cash, selling other assets, and raising capital through issuing debt or equity....Read More

Housing analysts are reporting more and more as the year comes to a close that the housing market may soon change and give way to more opportunities to purchase this fall. Competition is reportedly slowing down while current listings are seeing fewer offers. The real estate brokerage company, Redfin, reported in September that bidding wars...Read More

Jumbo mortgages, or jumbo loans, is a type of mortgage given out by many types of lenders, including hard money lenders Florida. They are available when financing exceeds Federal Housing Finance Agency (FHFA) limits. Unlike traditional mortgages, they cannot be purchased, guaranteed, or secured by Frannie Mae or Freddie Mac. They are used to finance...Read More

Residential hard money loans are a great way for borrowers to purchase homes without dealing with the hassle of traditional lenders. Since hard money loans do not utilize traditional forms of credit approval, they are much quicker and easier to use, with qualification relying solely upon collateral.  Hard money loans are not available to borrow...Read More

Remote work boomed in popularity throughout the last year as many were forced to work from home amid the COVID-19 pandemic. This allowed a whole new set of residents from all across the country, especially with Florida’s booming real estate economy. As more and more companies are avoiding going back to a traditional office setting,...Read More

Any time you apply for a mortgage, you will need to verify your income to show you will be able to pay back the loan, whether that is an FHA loan, VA loan, or a jumbo loan, which all fall under the conventional mortgage category. Not every borrower can traditionally prove income – some do...Read More